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HomeMy WebLinkAboutItem 07 - Railroad LiabiltyMEMOTO: HONORABLE MAYOR AND MEMBERS OF THE CITY COUNCIL FROM: BRUNO RUMBELOW, CITY MANAGER MEETING DATE: OCTOBER 6, 2020 SUBJECT: APPROVAL TO RENEW ANNUAL POLICIES FOR RAILROAD LIABILITY AND PHYSICAL DAMAGE INSURANCE RECOMMENDATION: City Council to consider the renewal of annual policies with Westchester Insurance and RLI Insurance companies for railroad liability and physical damage. FUNDING SOURCE: Funds are available in the Convention and Visitors Bureau Fund in the estimated amount of $194,300. BACKGROUND: The City of Grapevine is fully -insured for railroad liability and physical damage insurance. Westchester Insurance will provide a coverage limit for liability of $25,000,000 which is the City's required coverage limit per DART contract. RLI will provide $2,000,000 in physical damage insurance coverage for the train cars. These are one-year policies. The City's consultant Hub International Insurance Services (HUB) secured pricing for the renewal of these policies. Westchester Insurance and RLI Insurance Companies are the only carriers that provided quotes. Other carriers were contacted and their responses were as follows: Aspen declined; XL has a large capacity in other entities involved so they have declined; Markel only offers railroad first party property coverage, not liability; Liberty cannot offer full $25M limits; and Amtrust does not offer railroad liability. Staff recommends approval.