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HomeMy WebLinkAboutItem 16 - Cyber LiabilityMEMO TO: HONORABLE MAYOR AND MEMBERS OF THE CITY COUNCIL FROM: BRUNO RUMBELOW, CITY MANAGER MEETING DATE: SEPTEMBER 20, 2022 SUBJECT: RENEWAL OF AN ANNUAL POLICY FOR CYBER LIABILITY INSURANCE COVERAGE RECOMMENDATION: City Council to consider the renewal of an annual policy for cyber liability insurance coverage with XL Insurance Company. FUNDING SOURCE: Funds are available in the General Fund (Risk Department) for an estimated annual amount of $178,000. BACKGROUND: The City's insurance consultant, HUB International Insurance Services (HUB), solicited multiple vendors for cyber security insurance and received written quotes from XL Insurance and Starr Surplus Lines Insurance Company. XL Insurance is the current cyber insurance provider. The cyber insurance market has significantly changed in recent years due to an increase in frequency and severity of cyber attacks. As a result, underwriters are becoming less likely to bid on new business. Consequently, XL and Starr Insurance companies were the only provider that responded to HUB's solicitation. City staff reviewed the proposals and recommend the XL Insurance policy for cyber liability coverage. XL Insurance policy provides higher coverage limits for cyber protection. This is a one-year policy. Staff recommends approval. GJ/RH